FinDeskHub
Free tool

Unit economics calculator (CAC & LTV)

The single number that decides if a growth strategy actually works: how much a customer is worth over their lifetime, versus how much it costs to acquire one.

CAC (cost per customer)

$100.00

LTV (customer lifetime value)

$700.00

Average customer lifetime

20 months

LTV : CAC ratio

7x

CAC payback period

2.86 months

Your analysis

Save this calculation

Download the inputs and results to share them or review them later.

How this is calculated

CAC = sales & marketing spend / new customers acquired. Average customer lifetime = 1 / monthly churn rate. LTV = average monthly revenue per customer × gross margin × average lifetime in months. LTV:CAC ratio compares the two directly — a widely cited rule of thumb is that 3x or higher signals a healthy, scalable business, while below 1x means you're losing money on every customer you acquire. Payback period is how many months of gross profit from a customer it takes to recover what you spent acquiring them.

This is an educational estimate, not financial advice.