Terms of service

1. Acceptance

By visiting the site or using FinDeskHub, you accept these terms, the Privacy Policy, the Cookie Policy and the Legal Notice & Responsible Use page. If you act for a company, you represent that you have authority to bind it.

2. The Service

FinDeskHub provides tools to organize financial information, estimate outcomes, prepare reports and explore scenarios. Some features may be in testing, change or become unavailable. We do not promise that the Service will be uninterrupted, error-free or suitable for a particular situation.

3. Not professional advice

Calculators, reports and informational recommendations are not financial, investment, accounting, tax or legal advice. You must verify data, assumptions, rates, dates and results with official sources and qualified professionals before making material decisions.

4. AI-generated content

When a feature uses artificial intelligence, its output may be incomplete, outdated, incorrect or inapplicable to your situation. Treat it as informational assistance, not as an automated decision or a guarantee of savings, returns, approval or compliance. Keep human review when output could affect money, credit, taxes, investments, employment or another person’s rights.

5. Your account and data

You are responsible for keeping your credentials secure, providing reasonably accurate information and reviewing imported or synchronized data. Do not enter bank passwords, private keys or third-party information without authorization. Notify us if you detect unauthorized access.

6. Acceptable use

• Do not use the Service for fraud, impersonation, harassment, spam, unauthorized access or unlawful activity.
• Do not interfere with the Service’s security, availability, usage limits or operation.
• Do not present a calculator or AI output as professional advice or a guarantee.
• Do not upload content that infringes third-party rights or reveals personal data without a lawful basis.

7. Ownership, liability and changes

FinDeskHub and its proprietary elements belong to their respective owners. You retain rights in information you provide, subject to the licenses needed to operate the Service. To the maximum extent permitted by applicable law, the Service is provided as-is and we are not responsible for decisions made solely from estimates or automatically generated content. This limitation does not seek to exclude liability that the law does not allow us to exclude.

We may update these terms to reflect changes to the Service or the law. The current version will be published on this page. If you have questions, contact support@findeskhub.com.